We have hundreds of loan programs for you, but some may be better choices, based on your budget, lifestyle and goals. We will always take a consultative approach to your loan, explaining the many scenarios that may assist you in achieving your short and long term financial goals. We understand the importance of matching customers with the right mortgage and will go the extra mile to ensure your loan program makes the very best sense for you.
Buying your first home? First time homebuyers come to us because we offer many programs geared to new home buyers such as FHA loans. Our Mortgage Loan Originators understand the excitement and stress of buying your first home and take time to walk alongside you. We have hundreds of loan choices for first time home buyers; our Mortgage Loan Originators have years of experience in guiding you to a mortgage that fits your lifestyle.
If you’ve managed your money responsibly, this can pay off big when you buy a home. Higher credit scores qualify for conventional financing with a lower interest rate. Also, if your down payment is at least 20% of your new home’s value, you won’t be required to pay mortgage insurance.
Don’t like surprises? A fixed-rate loan keeps everything simple and predictable, as your interest rate is locked from the start. Your payments will only change if you maintain an escrow account for taxes and homeowner’s insurance, and only if the costs of these change.
Veteran Affairs (VA) loans offer qualifying veterans the option to buy without a down payment. Since these loans are government-insured, they offer flexible credit requirements and limited closing fees. Active duty military may also qualify.
An adjustable-rate mortgage (ARM) loan starts out with a lower rate than a fixed-rate loan, but their rates are subject to market fluctuations after the initial fixed period. An ARM may be a good choice if you’re planning to sell or refinance before the first adjustment (generally five to 10 years).
A refinance is essentially a brand new mortgage that replaces the one you have. Refinancing can free up money by reducing the interest you pay on your mortgage. Results Mortgage, LLC offers hundreds of loan types including fixed rate, adjustable rate, and FHA loans
Reduce your rate. It’s the most popular reason to refinance and now is a good time to apply to reduce your interest rate and monthly payment.
Get cash out of your home. You may have made a large down payment, your house may have increased in value, or maybe you’ve paid down the balance on your loan. In any event, if you have equity in your home, you may have an opportunity to take advantage of a cash-out refinance.
Reward yourself for making payments on time with Home Affordable Refinance Program (HARP). Lower rates, smaller payments and shorter loan terms are three of the available benefits HARP offers, making home ownership more affordable for those who qualify.
Convert your adjustable-rate loan (ARM) to a fixed rate loan that’s predictable and stable. Now is a good time to lock in your rate if you aren’t comfortable with your variable rate.
Lower your FHA* or VA loan’s interest rate, possibly without a new appraisal and with a minimum of paperwork.
Shorten the term of your loan. Your monthly payments may increase, but you’ll pay off that loan much faster. This would result in ultimately paying less interest, assuming that your new loan’s APR is lower than your current APR.
Get the funds you need to carry out one or more home improvement projects. You may be able to finance a renovation or smaller home improvement projects with a 203k refi.**
Got a Jumbo loan? You may be able to refinance to a lower rate. Lowering your rate even a small amount will reduce your monthly payments on a high balance loan.
*To qualify, your current mortgage must be an FHA loan with no more than one late payment during the last 12 months. Other terms, conditions, and requirements apply.
** To be eligible, the property must be a one- to- four family dwelling that has been completed for at least one year and that conforms to all local zoning requirements. Any newly constructed units must be attached to the existing dwelling. Cooperative units are not eligible. Eligible improvements include painting, additions, decks, and other improvements with the exception of luxury improvements. All construction projects or additions financed with 203k proceeds must comply with certain energy conservation standards and smoke detector requirements.
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